Senior Associate, UK Origination / Portfolio Management, Climate Capital, Belfast - #1695706

Location/Office Policy:  92 Ann Street, Belfast BT1 with Hybrid Working (3 days per week in office)

• Do you want to build a career that is fighting against climate change? 

• Do you want to play a role in decarbonising our energy and infrastructure, fund a more circular, less wasteful economy and help support key social projects? 

• Do you want to part of and enable a high performing team to do just that? 

What is the Role:

At AIB, we have a clear purpose – empowering people to build a sustainable future. We’re making a difference to how businesses contribute to climate action. We’re aiming to make 70 percent of our lending green or transition by 2030 and we’ve set up a €30 billion climate action fund.  

Our Climate Capital segment is central to the delivery of these ambitious targets, investing in large scale renewables and infrastructure projects across the UK, Ireland, Europe and North America. This is the fastest growing area of the bank’s loan book. 

This is a unique opportunity for experienced individuals to join this high performing, ambitious team, as we build out our international platform and directly contribute to global climate action goals. We have exciting plans to expand our team. 

You will be required to support best in class origination, risk management and deal execution across Climate Capitals growing portfolio.

Key accountabilities;

• Write credit papers for new business for consideration by the relevant Credit Authority as well as for annual reviews and transaction amendments


• Enhance relationships with new and existing customers with good communication and customer focus


• Form an integral part of the risk management culture in AIB and adherence to codes of conduct, laws and regulation


• Contribute to determination of risk and deal selection strategy


• Contribute to ongoing Credit Risk model development


• Perform financial modelling analysis and run detailed sensitivity analysis


• Support credit reviews and internal audit engagements for the Climate Capital portfolio


• Manage and help develop more junior staff members


• Communicate the impact and key risks and mitigants associated with same


• Make a difference through strategic lending to circular economy and sustainable businesses

What you Will Bring;

1. Relevant 3rd level qualification with 3+ years' experience within a similar area which could include Banking, Advisory or Industry


2. Strong Financial Analysis, Strong credit skills and Proficiency in financial modelling


3. A proven awareness of sustainable lending and an analytical and results focussed mindset


4. Team player with strong communication and influencing skills


5. Knowledge and experience of the development and business application of credit risk modules utilised for the calculation of regulatory capital or ECL would be beneficial

Why Work for AIB; 

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Market leading Pension Scheme


• Healthcare Scheme


• Variable Pay


• Employee Assistance Programme


• Family leave options


• Two volunteer days per year

Key Capabilities

• Drives Progress


• Collaborates


• Ensures Accountability


• Structured Finance


• Industry & Competitor Knowledge


• Credit Risk Analysis

If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Noelle Ryan  for a conversation.

Application deadline : 21st May (just before midnight)

Disclaimer:

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.